Wednesday, May 7, 2008

Hello ESP. Goodbye ESP.

So my Ecomonic Stimulus Plan (ESP) came a little early. YAY! I spent it already. Womp.

Here's where I netted out:

12% - Mother's Day Gift
13.5% - Hair products, make-up, cash-back (Gotta love it when you have easy access to a Wal-mart!!!)
65% - R&P's wedding flight
Remaining 9.5% - TBD (Probably spending money)

The positive thing about this is that I don't think I've ever paid cash for a plane ticket. I usually charge it and pay the credit card back immediately or charge it and don't pay it back for a long while. So yes, thank you U.S. Government for helping me to get my credit card debt in order by breaking me off with that ESP. :)

UPDATE: Per my best friend, thummyb, using cash, money orders or even debit for airline tickets is a big no-no.

"Under the Fair Credit Billing Act (FCBA), credit card consumers who purchase with a Visa, Mastercard, or American Express card are afforded substantially more purchase protections then those who make payment using cash, money orders, or debit cards."


Brown Girl Gumbo said...

I'm still waiting on my stimulus check!! Lucky girl! :-)

ThummyB said...

Sidenote - Don't make a habit of paying cash for your plane tickets. When ATA (and the other two airlines) went under, ppl who paid for their tickets w/a credit card got the credit back right away. People who paid w/cash have a long process to go through in order to get reimbursed.h

T said...

@ thummyb, do the airlines view debit the same as cash? I bought it online with a debit card, but it came right out of my bank account, which equal cash to me, but not cash for real.

T said...